Okanzo

Okanzo is a private, offline-first Android app for tracking your net worth - your assets minus your liabilities - organised into portfolios.

Your financial data is stored encrypted on your device and never leaves it, except when you deliberately export an encrypted backup.

Features:

• Track stocks, funds, crypto, gold, cash, bank deposits, property, vehicles, bonds, and more.
• Fetch current prices for market-linked assets by ticker symbol.
• Track loans, mortgages, credit cards, pending payments, and taxes.
• See total assets, liabilities, and net worth in one base currency.
• Create and switch between multiple portfolios.
• Reorder categories and individual items.
• Convert holdings using cached exchange rates.
• Encrypt the local database with SQLCipher and protect its key with Android Keystore.
• Optionally lock the app with fingerprint or device credentials.
• Export and import password-protected encrypted backups.
• Use a Material 3 interface with light, dark, and dynamic-color themes.

Okanzo is offline-first. Network access is only used to look up public market prices and exchange rates. Only a ticker symbol or base currency code is sent. There are no accounts, analytics, or trackers, and portfolio values, names, and holdings are never transmitted.

Note on network use: currency exchange rates are refreshed automatically in the background - on first launch and then at most once every 12 hours - so your net worth is always shown correctly in your chosen base currency. Market prices, by contrast, are only fetched when you explicitly refresh or tap fetch-price on an asset.